Abstract

The authors aim at investigating factors influencing moral hazard management in banks with case of emerging countries such as Vietnam. The dataset was achieved from questionnaire survey conducted in November of 2019 with 320 respondants were valid. By using SPSS 23.0 software, Cronbach's Alpha tool was used to check the reliability of the ranges in the model as well as Exploratory Factor Analysis was used to test the influencing factors. The results showed that Bank managers, Information, Banking Inspectors and Supervisors had positive impacts on model of moral hazard management in banks; while, Bank staff and Customer had negative effects. Based on findings, some recommendations were proposed to enhance efficiency of moral hazard management in banks.